Resources
Free tools to find and fix drift this month.
Field guides, research and templates your leaders can use this week. Most open without a form. Your information is never shared or sold.
Free tools
No form. A few minutes each.
- DriftCheck™Where leadership behavior is drifting under pressure.Free
- Retail DriftCheckWhere retail execution is drifting, from your own perspective.Free
- GuideTypeWhether your own instincts lean toward guiding or driving.Free
- Leadership ROI CalculatorWhat turnover and inconsistent leadership cost your bank. Your numbers, no form.Free
- GuideMirrorSee how you lead, honestly.Free
Field guides
Short, focused PDFs for the conversation in front of you.
- The task got done. Nothing changed.The ten-second test for whether you assigned a task or installed a behavior. With a fillable worksheet.Short form
- The Baker's DozenThirteen questions in five moves that create influence when you have no authority.Short form
- We Talked. What Changed?Holding people accountable without confusing recovery with tolerance.Short form
- Developing and retaining community bank talentMake expectations, growth and follow-through clearer for your team.Short form
- The Uncopyable PlaybookShort form
- Community Bank People Development PlaybookConnect a bank priority to expectations, weekly coaching and follow-through. Includes a 30-day starting plan.Short form
Templates
Print them, fill them in, use them this week.
- MMI weekly agendaThe Monday Morning Install agenda for one team meeting a week.Short form
- 30-day new leader development planA week-by-week checklist for a new leader's first month.PDF
- Employee onboarding checklistA 90-day plan from before day one through full integration.PDF
- Difficult conversation prep worksheetPlan what to say and anticipate responses before a hard conversation.PDF
Reports
Research for CEOs and boards, with data kept separate from interpretation.
- The State of Community Banking 2026Scale, consolidation, Michigan, technology and leadership.Short form
- Five Trends 2026: the five contradictions running your bankThe gap between what your bank says and does, and the leader behavior that closes it.Short form
- Measuring the Business Impact of GDD InstallationSeparate leadership behavior, execution quality and financial outcomes.Short form
- The Cost of Turnover and Inconsistent LeadershipEstimate turnover cost from your own records before choosing a fix.Short form
Brochures
Eighteen PDFs. Access is marked on each.
- Executive overviewHow community banks install behavior that holds under pressure.PDF
- For the CEOHow a CEO installs the behavior that lets the bank run without running through them.PDF
- For boardsHow a board gets evidence that the bank performs without depending on one person.PDF
- For HR and L&D leadersHow HR leaders install standards that hold in every branch.PDF
- For branch and lending leadersHow branch and lending leaders make the standard outlast them.PDF
- CBI programs and pricing 2026Every installation, diagnostic and engagement in one document to forward to your board.PDF
- DriftAudit™ and EngagementAudit™Two pages on finding out whether your standards actually hold.PDF
- Work with SteveBoard retreats and strategic planning with Steve Lowisz.PDF
- DriftCheck companionWhat your DriftCheck result means for your bank.PDF
- The 15 Human Performance DoctrinesThe belief system underneath how a community bank performs.PDF
- The Community Banking Performance ManifestoPeople don't get what they want. They get what the bank tolerates.PDF
- Why CBI is differentThe one thing other providers don't install.PDF
- The proofWhat installation looks like inside community banks.PDF
- The Four GuidesA three-page reference to the four guides.PDF
- The cost of driftWhat drift costs a bank before anyone measures it.PDF
- Full Enterprise InstallationOne standard for every leader, branch and team.PDF
- MMI™ and Recovery™The weekly rhythm, and what happens when a leader misses standard.PDF
How access works
Free items open without a form. Items marked "Short form" ask for a few details first. Requesting a guide doesn't subscribe you to anything, and nothing gets sold.
Ready to install what these tools describe?
The tools show where to look. Installation is how the behavior holds. Want a formal audit instead of a self-check? The DriftAudit™ is $10,000 and takes about seven weeks.

