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Grow deposits withleaders who follow through.

Your strategy isn't the problem. Execution between meetings is. We help community bank CEOs and HR leaders install the leadership habits that hold after the training ends.

Book 30 minutes with Steve Or take the free DriftCheck
150+community banks advised
  • Eaton Community Bank
  • Sturgis Bank
  • Community First Bank of Indiana
  • West Shore Bank
  • Huron Community Bank
  • Mercantile Bank

The Monday after the strategy meeting

The deposit strategy is approved. Everyone agrees.

By Monday, each branch has heard its own version.

Loans close. The operating accounts stay at the other bank.

Deposits soften. Another CD special. Cost of funds goes up again.

And every commitment still runs through you.

It isn't a talent problem. It's behavior and structure. Install both, and every branch runs the same play.

Training is an event. Installation is how the bank runs.

You don't need another program. You need a weekly rhythm your leaders run without you. We install it and coach it until it holds.

What most banks buy
What we install
A two-day session
A weekly rhythm your leaders own
Measured by satisfaction scores
Measured by what bankers do on Monday
Depends on who's in the room
One standard in every branch
Deposits bought with rate
Deposits earned in better conversations

What changes when it holds.

$31MNet deposit growth in three months at a five-branch community bank1
42%18%Leadership-tier turnover at one client bank over twelve months2
7291Employee NPS at the same bank2

1 Client approved public use of the result but not its name. Growth reflects many factors and is not attributed solely to CBI. 2 A $1.2B Midwest client bank, shared with permission, measured with CBI's validated installation measures. Past results do not guarantee future outcomes.

Steve Lowisz speaking at the Michigan Bankers Association

"Their ability to connect leadership principles to real-world teamwork resonated with every level of our organization. The positive impact extended well beyond the session."

Raymond A. Biggs, President and CEO, West Shore Bank

Built from a seat at the board table.Steve Lowisz has served on two community bank boards. He knows the strategy is usually right. What breaks is the Monday after.

150+Community banks advised
24+Banks advised today
MBAOfficial Education Partner, Michigan Bankers Association

How we work with your bank.

  1. Step 1

    Find the gap

    A 30-minute call or the free DriftCheck shows where deposits and follow-through are leaking first.

  2. Step 2

    Choose the path

    Install the behavior at the scope that fits. Compare all options

  3. Step 3

    Install it

    Your leaders run the rhythm. We coach it until it holds without us. Your bank owns the standards and the results.

Start where your bank is.

Every price is published. Every install ends in written commitments and a follow-up check.

Work with Steve directly.

Some decisions need someone who has sat on your side of the table.

Work with Steve: board retreats and executive coaching

Board Retreats & Strategic Planning

Leave with decisions, not a binder. One to two days off-site, designed with your chair and CEO, plus board meeting facilitation.

Plan a retreat
Book 30 minutes with Steve

Thirty minutes.One growth goal.A straight answer.

Bring the outcome your bank needs and one place it slips. You'll leave knowing whether one targeted install, a full installation or neither is the right next step.

Steve LowiszFounder, Community Bankers Institute
  • Your growth priority: deposits, ROA or net income
  • Where agreed priorities stop becoming action
  • A practical next step, even if it isn't us
Book 30 minutes with Steve

No confidential financials. No pitch deck.

Not ready? Take the free DriftCheck